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Careful Part 2

Careful Part 2

To continue my thoughts from this week, I came across this snippet on Automobile crash statistics showing the December has not one but two of the biggest crash event days in the year. Please pay extra attention not only to your driving, but be mindful too of the other drivers on the road during the holidays. With so much to distract us during the busy holiday season, and a little alcohol on top of that and it is easy to see how accidents...

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Be Careful out there this Holiday Season

Be Careful out there this Holiday Season

With so much hustle and bustle that accompanies the holidays from November until January, we must be extra vigilant to avoid mishaps. Too often this time of year we can easily become preoccupied while driving or cooking a holiday meal, or even performing household chores (like hanging holiday lights etc.). This time of year can be rife with pitfalls and accidents are prevalent. I was reminded of this just last night when I was outside...

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PIP abuses

PIP abuses

The state of Florida, Division of Insurance Fraud has been publishing a newsletter every couple of months, with the focus on PIP Fraud and abuses, and ways to minimize them. The reports are staggering – over 2100 staged accidents since January 2009 – and these are the ones that are verified! Please read the newsletter at this link and if you ever suspect insurance fraud taking place by someone you know, or know of –...

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Auto Insurance Savings

Auto Insurance Savings

In today’s post I’d like to cover a few items that are related to saving money on your Automotive Insurance, or to put it another way some of the factors that go into premium calculation. Some of these things we can control -like our credit and driving history and others we have less input in like our zip codes, type of car, miles driven and even sex and marital status. Just last week I had two clients with virtually identical...

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Aftermarket Accessories

Aftermarket Accessories

Does your Automobile, SUV or Pick-up truck have aftermarket Wheels & Tires? Did you add a custom Stereo, Navigation, or Entertainment System? Maybe an alarm was installed too? – The Alarm could save you some money on your premium. However, the other ‘Bling’ items need to be added, or what Insurance Companies like to call ‘Endorsed’ into your policy. Endorsement is a fancy word for amending or simply...

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Don’t get stuck feeling Blue

Don’t get stuck feeling Blue

Purchasing Insurance can be like going to the proverbial ‘Dentist’ or perhaps others might look at it with the same disdain as say shopping for a new car. It does not have to be that way, and with some simple steps I will try to guide you along the road to happy destiny – at least in regards to your Insurance needs. First of all, I find it to be common practice to simply continue on with the same insurance company that...

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