Author:
Kevin | Category:
Auto, Homeowners
I often get this response when giving someone a quote. Once they’ve heard the rate they say “but my friend has his insurance with you and he only pays…” We often compare our rates with the rates our friends have. It’s understandable but it can also be unrealistic to believe we should have the same [...]
Author:
Kevin | Category:
Homeowners
Q – My mortgage company wants me to purchase “Hazard Insurance”. What is that?
A – “Hazard Insurance” is the mortgage industry’s word for home or property insurance. The correct term for what they need it Homeowners Insurance. I get asked this question quite often. It’s usually followed with the question, “Why do they call it [...]
Author:
Kevin | Category:
Homeowners
Does homeowners insurance cost more during hurricane season?
No, an insurance company can not charge you more based on the time of year which you purchase insurance. To keep people from buying insurance only during hurricane season, most companies will not offer you a new policy if you do not currently have homeowners insurance in force.
The [...]